Elsa Summers has it all! She's pretty, rich and very much in love with her childhood sweetheart and her boyfriend. But her happy word soon crumbles when her boyfriend cheats on her and leaves, her best friend turns against her and their family business falls into bankruptcy. Throughout all this, only Jack, the cool and seemingly broody hearttrob never leaves her side. But how will they end up together if fate seems hell-bent on keeping them apart? Will those "three words, eight letters" be enough to get them through the crazy mess called life?