Financial literacy

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My friend have problems with money, it's not that he owes money. But he has some loans, and totally useless. On something that he could buy even without it. If he waits, he could buy these things, that he didn't need really, like computer, phone, fridge that is too expensive. I lent him few times money, but he every time, he returned them. But thanks to his loans, he live from pay to pay. That's something I don't want anyone to experience. In one year, I experienced it and no more. But this is something that isn't teaches on schools.

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