The believer's attitude towards calamities

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If a calamity befalls the Muslim in his health or his wealth, etc, what is the correct way of dealing with it according to Islam?.

Firstly: 

Calamities and disasters are a test, and they are a sign of Allah’s love for a person, because they are like medicine: even though it is bitter, despite its bitterness you give it to the one whom you love – and for Allah is the highest description. In the saheeh hadeeth it says: “The greatest reward comes with the greatest trial. When Allah loves a people He tests them. Whoever accepts that wins His pleasure but whoever is discontent with that earns His wrath.” Narrated by al-Tirmidhi (2396) and Ibn Maajah (4031); classed as hasan by al-Albani in Saheeh al-Tirmidhi. 

Calamities are good for the believer in the sense that reward is stored up for him the Hereafter thereby; how can it be otherwise when he is raised in status thereby and his bad deeds are expiated? The Prophet (peace and blessings of Allah be upon him) said: “When Allah wills good for His slave, He hastens the punishment for him in this world, and when Allah wills ill for His slave, he withholds the punishment for his sins from him until he comes with all his sins on the Day of Resurrection.” Narrated by al-Tirmidhi (2396); classed as saheeh by al-Albani in Saheeh al-Tirmidhi. 

Al-Hasan al-Basri (may Allah have mercy on him) said: “Do not resent the calamities that come and the disasters that occur, for perhaps in something that you dislike will be your salvation, and perhaps in something that you prefer will be your doom.” 

Al-Fadl ibn Sahl said: “There is a blessing in calamity that the wise man should not ignore, for it erases sins, gives one the opportunity to attain the reward for patience, dispels negligence, reminds one of blessings at the time of health, calls one to repent and encourages one to give charity. 

Through calamity the believer seeks reward, and there is no way to attain it but through patience, and there is no way to be patient except with resolute faith and strong will. 

Remember the words of the Messenger (peace and blessings of Allah be upon him): “How wonderful is the affair of the believer, for his affairs are all good, and this applies to no one but the believer. If something good happens to him, he is thankful for it and that is good for him. If something bad happens to him, he bears it with patience and that is good for him.” (Narrated by Muslim, 2999).  

So if calamity befalls a Muslim, he must say Inna Lillaahi wa inna ilayhi raaji’oon (Verily to Allah we belong and unto Him is our return), and say the du’aa’s that have been narrated from the Prophet (peace and blessings of Allah be upon him). 

How wonderful are those moments in which a person turns to his Lord and knows that He alone is the One Who grants relief from distress. How great is the relief when it comes after hardship. Allah says (interpretation of the meaning): 

“but give glad tidings to As‑ Saabiroon (the patient).

156. Who, when afflicted with calamity, say: ‘Truly, to Allah we belong and truly, to Him we shall return.’

157. They are those on whom are the Salawaat (i.e. who are blessed and will be forgiven) from their Lord, and (they are those who) receive His Mercy, and it is they who are the guided ones”

[al-Baqarah 2:155-157] 

Muslim (918) narrated that Umm Salamah (may Allah be pleased with her) said: I heard the Messenger of Allah (peace and blessings of Allah be upon him) say: “There is no Muslim who is stricken with a calamity and says what Allah has enjoined – ‘Verily to Allah we belong and unto Him is our return. O Allah, reward me for my affliction and compensate me with something better’ – but Allah will compensate him with something better.” 

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