nico: good credit, bad credit, no credit? no problem!
nico: you dead? fuck it, ghost credit!
patroclus: imma get a subaru!
![](https://img.wattpad.com/cover/257373777-288-k295896.jpg)
nico, the ghost king
nico: good credit, bad credit, no credit? no problem!
nico: you dead? fuck it, ghost credit!
patroclus: imma get a subaru!